I'd say that everyone at Phoenix has the autonomy to decide how and when to do their work provided that customer and business needs are met. I find it much more focused on achievements and results than where or when you do the work. Phoenix is an interesting place as whilst it's huge (6,800 colleagues and billions of assets under administration - the UK's largest long term retirement savings business!), our business is still forming after activity such as acquiring the Standard Life and ReAssure businesses. That means in many ways we're still figuring things out and there's lots of opportunity to actually make a difference and shape how we do things. It can be really fast paced at times, and other times it can be a little slower. I find that it's the right balance as with any regulated organisation, it's important to consider risks and due diligence and ensure that what we're doing is always the right thing for our customers (and in my case, our candidates).